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Banking on your terms.

Whether you have a little money or a lot, we can always help you find a smarter way to make your money work for you.

From convenient everyday chequing accounts to high-interest savings accounts, we make it easy to manage your money and save for the future. Open an Alterna personal bank account and start benefiting today.

Chequing Accounts

No-Fee eChequing Account

Our chequing account offers you the convenience of day-to-day transactions while earning interest on your daily balance.

Savings Accounts

High Interest eSavings Account

Earn high interest on every dollar with our free eSavings account.

TFSA eSavings Account

With our no-fee TFSA eSavings Account, you won’t pay tax when you need to withdraw your money. You can take full advantage of the perks this account provides.

RRSP eSavings Account

Save funds and earn interest while planning for the future with our RRSP eSavings account.

Ways To Bank

Overdraft Protection

Add overdraft protection to your Alterna chequing account and enjoy the peace of mind of knowing you’ll have access to extra funds when you need them. No longer worry about your account becoming overdrawn if you accidentally don’t have enough money in your account to clear outstanding cheques, pre-authorized debits and debit card transactions. Your overdraft protection will automatically come into effect to cover any shortfall up to your approved overdraft limit.

  • Repayment is as easy as making a deposit to your account
  • Low monthly fee of $2.50
  • Annual interest rate of 19.99%
  • Covers all draws on your chequing account (bill payments, cheques, point of sale, pre-authorized debits, etc.)
  • Credit limits ranging from $500 to $5,000**
  • Application is subject to credit approval

We are here for you.

Welcome to client centered banking and award-winning service, products and total transparency that truly puts the good in banking.