Business Service
Small Business eChequing Account
Our small business eChequing account offers you the convenience of day-to-day transactions with 24/7 digital access.
Information
Features
- NO MONTHLY FEE if you keep a minimum daily closing balance of $3,000 throughout the month ($5 Monthly fee if minimum balance is not maintained)
- FREE unlimited electronic debit and credit transactions
- FREE incoming Interac e-Transfers®
- 6 FREE Interac e-Transfer® Send or Request Money transactions per month
Not available to residents of Quebec
Benefits
- 24/7 access to your account
- Access to over 3,300 ATMs in THE EXCHANGE® Network - Canada's largest ATM network, surcharge-free!
- Safe and secure – eligible deposits are insured up to the maximum amount through the Canada Deposit Insurance Corporation (CDIC)
We make banking easy, accessible, and secure - wherever you are.
ONLINE BANKING
Bank 24 hours a day, 7 days a week. Pay your bills online and skip that trip to a mailbox or bank branch.
MOBILE BANKING
Get the full experience of online banking plus more. Whether you're checking your balances or depositing your cheques easily with Deposit Anywhere™, do it all within your fingertips.
ATMs
Cash withdrawals, deposits and balance inquiries for your accounts are at your fingertips from any of our Alterna ATMs. Alterna Bank cardholders have access to thousands of surcharge-free ATMs with The EXCHANGE® Network.
For detailed information on our current service fees and account features, refer to:
Apply for Small Business eChequing Account
Let us get you started. It typically takes only 10-15 minutes to apply online for a Small Business eChequing Account.
Be sure to have the following information handy to complete the application faster:
Master business license number and expiry date
- Corporation number (if applicable)
- CRA business number
- Tax jurisdiction details
Co-owner information (if applicable)
Small Business Loans
Alterna Bank, in partnership with Driven, brings you fast and simple Small Business Loans to help you run your business more effectively. This hassle-free financing solution provides working capital to meet your small business needs including renovations, purchasing new equipment, marketing, and other business expansion. **
- Get funds in as fast as in 24 hours
- Get a credit decision quickly with no obligation
- 24/7 on-demand access for quick business decision
- Loans from $500 to $300,000
- Flexible repayment plans to choose from
Payment Processing
Contactless Payments: Adjusting your way of doing business doesn’t have to be complicated or costly. During these unprecedented times, you may be searching for new ways to conduct business, including accepting payments at the curb or your client’s doorstep.
With a full range of mobile payments solutions, including Mobile Pay, Global Payments can help keep your business objectives.
- Flexible, secure, and comprehensive payment solutions
- Seamlessly accept any form of payment - anytime, anywhere, anyway.
Registered for Digital Banking?
Download the app and sign in!
Alterna Bank Small Business Banking introductory offer, is an exclusive offer for net-new Alterna Bank customers.
** Offer valid until December 31, 2022 and is only available to Alterna Bank members in Canada who are net-new Global Payments customers. Merchant Portal and Analytics will be available at no cost for a period of one (1) year. Qualifying Alterna Bank Customers save up to $350 on Payment Solutions from Global Payments: FREE point-of-sale (POS) terminal rental for the first three (3) months or SAVE on a terminal purchase (save up to $150 per device); FREE Global Payments Merchant Portal and Analytics reporting ($200 savings). CS Alterna Bank operates as Alterna Bank. CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC).
^ No monthly fee with a minimum daily closing balance of $3,000 throughout the month ($5 monthly fee if minimum balance is not maintained). Fees apply for account closed within 90 days of opening.
Please refer Alterna Bank Business Fee Schedule for a detailed listing of account features and fees.
CS Alterna Bank operates as Alterna Bank. CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC).
CS Alterna Bank is a member of Canada Deposit Insurance Corporation (CDIC).
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1.866.560.0120
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questions@alterna.ca