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Rates

Registered Plans

Daily Interest Savings (RRSP and RRIF)

Effective date (2022-04-27)

Rates

$0.01 - $5,000

0.00%

$5,000.01 - $10,000

0.00%

$10,000.01 - $25,000

0.00%

Over $25,000

0.05%

Investment Savings Account (RRSP and RRIF)

Effective date (2022-06-14)

Rates

$0.01 - $5,000

0.05%

$5,000.01 and over

0.35%

Tax-Free Savings Account

Effective date (2022-04-01)

Rates

All Balances

0.35%

Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest.Minimum investment/deposit $500 ($100 for Student Life and Youth Start accounts); Maximum investment $500,000. Cashable upon maturity only. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

    • 120 Days: Available for new deposits only or new registered contributions which can include existing funds on deposit. Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). Available to personal accounts only.

    • 18 and 32 Months: Available to personal and non-personal accounts.

    • Term Deposits of 364 days or less: Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity. (principal x rate x number of days / 365 days).

    • 1 – 5 Year Term Deposits: Annual compound interest paid monthly or annually.

    • 1 Year Redeemable: Annual compound interest paid at redemption or at maturity

    • 18-23 Month Term Deposit: Annual compound interest paid annually and at maturity

    • Flexi Term Deposit: Minimum $2500. Annual compound interest paid annually and at maturity.

    • Nest egg Term Deposit: $10 minimum per month. non-registered, RRSP & TFSA eligible.

    • RateBuilder Term Deposits: Minimum deposit $500. Annual compound interest paid annually or at maturity.

    • US Dollar Term Deposits of 364 days or less: Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity. (principal x rate x number of days / 365 days).

    • US Dollar Term Deposits of 1 to 5 years: Annual compound interest paid monthly or annually. US Dollar Term Deposits are not DICO eligible.

Registered Term Deposit Certificate T&Cs

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